Workplace accidents happen more often than we would like to think. In fact, according to the National Safety Council, there are about four million worker’s compensation claims filed every year in the United States. That is a lot of people who are injured on the job! Fortunately, there are ways that we can decrease these numbers.
Workers’ compensation insurance protects your business from claims by employees who are injured at work. The cost of not having workers’ compensation insurance can be much higher than the cost of investing in it. This might be the motivation you need to start considering your options.
In this blog post, we will discuss how increasing workplace safety can help reduce insurance costs for your business.
how to improve safety
As the cost of healthcare continues to rise, so do worker’s compensation claims. In fact, worker’s compensation costs have increased by over 50% in the last decade. This is a significant expense for businesses, and one that can be decreased by increasing workplace safety.
Steps to improve workplace safety :
- Conduct a hazard assessment to identify potential risks in the workplace.
- Train employees on proper safety procedures.
- Implement safety measures such as guards, barriers, and signage.
- Inspect equipment and work areas for hazards on a regular basis.
- Invest in personal protective equipment for employees.
By taking these steps to increase workplace safety, you can help to reduce worker’s compensation claims and improve the overall health and well-being of your employees. A safe workplace is a happy workplace!
Not only will increasing workplace safety help to decrease worker’s compensation claims, it will also help to improve morale and productivity. Employees who feel safe in their work environment are more likely to be engaged and productive as well.
how to handle an employee injury
First and foremost, ensure that the injured employee receives proper medical care. Then:
- Notify your worker’s compensation insurance carrier as soon as possible.
- Fill out any required paperwork and documentation.
- Work with the injured employee to create a return-to-work plan.
If an employee is injured on the job, it is important to take quick and appropriate action. By following the steps above, you can help to ensure that the injured employee receives the care and support they need.
how to handle an employee claim
Steps to handle the claim with your worker’s compensation insurance carrier :
- Notify the insurance carrier as soon as possible.
- Cooperate with any investigations that they may conduct.
- Provide any requested documentation in a timely manner.
If an employee is injured on the job, you will need to file a worker’s compensation claim with your insurance carrier. It is important to notify them as soon as possible and to cooperate with any investigations that they may conduct. By taking these steps, you can help to ensure a smooth and efficient claims process.
After an employee files a worker’s compensation claim, it is important to work with your insurance company to investigate the claim and identify any areas where you can improve safety in the workplace. By taking action to prevent future accidents and injuries, you can help to reduce worker’s compensation costs for your business.
a final word
By implementing safety measures such as regular safety training, hazard identification and mitigation, and safety equipment, you can decrease the number of workplace accidents and injuries.
Implementing these safety measures will help to reduce workplace accidents, improve morale, and save your business money. Worker’s compensation claims can be expensive, but by increasing workplace safety you can decrease the number of claims filed and save your business money.
If you have any questions about how to increase workplace safety, or if you would like more information about worker’s compensation claims, please contact us today.